SERVICES

Everyday Money Management provides confidential, professional daily money management services.

Bill payment

Bills are paid online or with handwritten checks to be signed by the client. We can also set up automatic online payments. We make sure your estimated taxes are paid on time each quarter.

Checking and credit card account reconciliation

Your checking and credit card accounts will be balanced monthly, either by hand or using personal financial software such as Quicken.

Mail review

We open and sort the mail. We throw away the junk, shred sensitive data, and file the things that need to be kept.

Personal banking

We make deposits at your financial institution and resolve problems with your bank statements.   We make sure your beneficiary designations are in order and that you respond to due dates such as CD maturity dates.

Fiduciary services

We serve as your legal agent at your financial institutions.

Organization and maintenance of files

No more piles of papers! We file your documents regularly, 

using a system that works for you.

Budgeting and cash flow analysis

Knowing how much you spend is critical at all ages and all income levels. We analyze your income and spending to help you stay on track or make important financial decisions.

Fraud review

We review your monthly statements as well as your credit report. We monitor accounts for unusual activity.

Organization of tax documents

We organize your tax documents, calculate your deductible expenses, and help you fill out the organizer provided by your accountant. We work with your accountant to make sure your taxes are prepared properly and on time. We help you catch up and file overdue tax returns.

Negotiation with creditors

If you are in debt, we help arrange payment plans and work with your creditors to have negative information removed from your credit report.

Notary Services

A complimentary service for all Everyday Money Management clients and their families (Maryland only).

Referral to and liaison with legal, tax, investment and other professionals
We help you find professionals in the community to provide a variety of services, including services for seniors and for people with mental illness and other disabilities.

Medical claims submission
We submit your claims, review explanations of benefits and work with Medicare and/or the insurance company to make sure claims have been paid properly.

Itemization of assets and photo documentation of personal property for insurance purposes

We will photograph and list all of your personal property and provide you with the list in hardcopy and computerized formats. We will arrange for property appraisals.

Organization of important information for emergencies and assistance with important document retention and storage
We create a binder of important information that you or your family can take easily in case of a medical emergency, an emergency in the community, a death in the family or other critical situations.